Protecting Your Pony Club Journey: A Guide to Equine Insurance

March 30, 2026

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Advice

Being part of Pony Club Australia gives young riders the chance to learn, grow, and connect with their horses and the sport.

Whether it is a first pony learning the basics or a more experienced mount advancing through higher levels, your horse is central to your Pony Club journey. Protecting that investment is key and that is where we come in.

At Gow-Gates Insurance Brokers, we are proud to partner with Pony Club Australia to support families and athletes across the country. With more than 60 years’ experience insuring Australian sport, we make insurance simple. We provide clear guidance so you can make confident choices, whether it is finding the right coverage, managing unexpected veterinary costs, or protecting yourself from liability arising from your non-PCA activities. We are ready to be there every step of the way.

Horses and riders can face health issues, injuries, accidents, or emergencies. Owners can also be held responsible if their horse causes damage or injury. Insurance helps reduce the financial impact, giving Pony Club families peace of mind.

Key types of cover include:

  • Mortality Insurance: Covers the death of your horse due to accident, illness, or humane euthanasia on veterinary advice. Theft is also covered.
  • Major Medical Insurance: Like health insurance for your horse, this covers eligible veterinary treatments, surgeries, and diagnostics following an accident or illness.
  • Liability Cover: If third parties suffer bodily injury or property damage as a result of negligence arising from your income-earning activities outside of Pony Club. This policy would indemnify you for your legal liability in accordance with its terms and conditions.

 

Additional specialist cover is available for families involved in coaching, running riding centres, or managing equine properties.

Through our partnership with Pony Club Australia, we are ready to be there when it matters most, so your family can focus on riding, learning, and enjoying every moment with confidence while knowing your horses and investment are fully protected. For expert advice or a tailored insurance quote, contact the Gow-Gates team today to discuss a solution that fits your Pony Club needs.

Get a tailored equine insurance quote today!

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